Following rapid growth, the business required a controlled reset to restore cash control, margin discipline and leadership confidence, without disrupting trade.
Accumulated regulatory, governance and capital structure complexity slowed execution and obscured the true drivers of loan performance. Fulfilment speed was limiting growth, while collections and default risk were not clearly visible.
Disruption in the finance function coincided with growing cash pressure and limited visibility into the true drivers of margin and working capital. Leadership needed rapid control and a clear view of where cash was being tied up.
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